Group Credit Protection Plans

Group Health Insurance - Mahindra Insurance Brokers Ltd. (MIBL) brings a special Group Health Insurance Product which has been specially designed to cover the loan customers, between the age band of 18 to 65 years.

This will ensure that at times of sudden illness or serious accident or unavoidable surgery, Customers can afford suitable medical care without falling back on their hard earned savings. This, in a way, will help them to avoid financial burden.

 

Key Features & Benefits

  • Product easily available through all branches of MMFSL
  • Advantage of group rate
  • Hassle free enrollment
  • Pre Existing Diseases (PED) covered
  • No Exclusion except list of permanent exclusions
  • Cashless hospitalisation in around 4000 hospitals across India
  • Cover available from 18 years of age to 65 years without any medical test
  • 100% coverage of Surgeon/Doctor Fees
  • Ambulance expense cover - Rs.1000/- per claim
  • 30 days Pre Hospitalization expenses
  • 60 days Post Hospitalization expenses
  • Inpatient Hospitalization expenses (Minimum 24 hours of Hospitalization required)
  • Day care treatments - No need for compulsory 24 hours inpatient Hospitalization for certain procedures 

The insurance company for this customized solution is Royal Sundaram General Insurance Company Limited.

Documents to be submitted at the time of claims:

  • Claim Application Form signed by Customer - Part A (1st & 2nd page of the claim form)
  • Claim Form filled & signed by the Hospital - Part B (3rd & 4th page of the claim form)
  • Original Hospital Discharge Card
  • Original Hospital Final Bill
  • Original Hospital final bill payment receipt
  • All Medical Test Reports (Like Blood reports, Sonogrpahy report, X-ray report etc)
  • Original Doctors Prescription & Bills for Medicines Purchased
  • Cancelled Cheque + Bank Passbook Copy mentioning IFSC CODE

Important Permanent Exclusions, which will not be covered under this plan:

  • Dental treatments unless requiring hospitalization
  • Cosmetic, aesthetic related treatment unless medically necessary due to accident
  • Nuclear, Biological, Chemical Terrorism
  • Hormone replacement therapy
  • Treatment received outside India
  • Use of intoxicating drugs, alcohol, solvent abuse, drug abuse
  • Pregnancy and its complications
  • Outpatient treatment charges
  • Any conditions associated with AIDS
  • Treatment of obesity
  • Any form of local medication such as Ayurveda, Homeopathy or Naturopathy
  • Whilst engaged in hazardous sports such as racing, bungee jumping, mountain or rock climbing etc

 

Download Claim Resources:

Click here to view Claim Intimation form for Group Health Insurance

 
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