Group Credit Protection Plans

Health Protection

Group Health Insurance - Mahindra Insurance Brokers Ltd. (MIBL) brings a special Group Health Insurance Product which has been specially designed to cover the loan customers, between the age band of 18 to 65 years.

This will ensure that at times of sudden illness or serious accident or unavoidable surgery, Customers can afford suitable medical care without falling back on their hard earned savings. This, in a way, will help them to avoid financial burden.

Key Features & Benefits

Product easily available through all branches of MMFSL
Advantage of group rate
Hassle free enrollment
Pre Existing Diseases (PED) covered
No Exclusion except list of permanent exclusions
Cashless hospitalisation in around 4000 hospitals across India
Cover available from 18 years of age to 65 years without any medical test
100% coverage of Surgeon/Doctor Fees
Ambulance expense cover - Rs.1000/- per claim
30 days Pre Hospitalization expenses
60 days Post Hospitalization expenses
Inpatient Hospitalization expenses (Minimum 24 hours of Hospitalization required)
Day care treatments - No need for compulsory 24 hours inpatient Hospitalization for certain procedures

The insurance company for this customized solution is Royal Sundaram General Insurance Company Limited.

Documents to be submitted at the time of claims:

Claim Application Form signed by Customer - Part A (1st & 2nd page of the claim form)
Claim Form filled & signed by the Hospital - Part B (3rd & 4th page of the claim form)
Original Hospital Discharge Card
Original Hospital Final Bill
Original Hospital final bill payment receipt
All Medical Test Reports (Like Blood reports, Sonogrpahy report, X-ray report etc)
Original Doctors Prescription & Bills for Medicines Purchased
Cancelled Cheque + Bank Passbook Copy mentioning IFSC CODE

Important Permanent Exclusions, which will not be covered under this plan:

Dental treatments unless requiring hospitalization
Cosmetic, aesthetic related treatment unless medically necessary due to accident
Nuclear, Biological, Chemical Terrorism
Hormone replacement therapy
Treatment received outside India
Use of intoxicating drugs, alcohol, solvent abuse, drug abuse
Pregnancy and its complications
Outpatient treatment charges
Any conditions associated with AIDS
Treatment of obesity
Any form of local medication such as Ayurveda, Homeopathy or Naturopathy
Whilst engaged in hazardous sports such as racing, bungee jumping, mountain or rock climbing etc

Download Claim Resources:

Click here to view Claim Intimation form for Group Health Insurance

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Group Credit Protection Plans

Key Features & Benefits

Documents to be submitted at the time of claims:

Important Permanent Exclusions, which will not be covered under this plan:

Download Claim Resources:

Click here to view Claim Intimation form for Group Health Insurance

MIBL

Mahindra Group

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