Group Domestic Mediclaim

Salient Features

• Enjoying the mediclaim (hospitalization benefit) under group policy.
• Group Discount on premium is available for a group size above 100.
• Depending on the claim ratio, a Bonus or Malus in the form of discount or loading on the premium is allowed / charged.
• At extra premium Maternity benefit Extension and pre-existing disease covers are available which are not available under individual mediclaim policy.
• Option of deletion of Domiciliary Hospitalization benefits can be availed so as to get discount.
• No cumulative bonus is available on individual basis.

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Corporate Overseas Travel

Salient Features

• This policy has been designed for corporate clients having people traveling overseas on a regular basis throughout the year.
• The master policy will be issued to the company. Certificates will also be issued Online, so that each time an employee travels the authorized person in the company will issue the policy Online.
• The company will keep a deposit for an amount covering 30 days premium. The billing will be done on a weekly basis.
• Hence as the billing will be done on a weekly basis, the company needs to inform only when the employee returns to India, in which case only the exact number of days are billed.
• Under this policy there are no cancellation charges involved in case of change or cancellation of the program.
• Under this policy premium is charged on a per day basis, hence the company will be paying for the exact number of days a person travels, instead of on a slab basis.
• This policy is completely hassle free & paperless and reduces administrative work to the minimum.

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Group Personal Accident

Salient Features

• It covers accidental death and all sort of disability both permanent and temporary.
• Enjoying the personal accident cover under group policy.
• Group Discount on premium is available for a group size above 100.
• Depending on the claim ratio, a Bonus or Malus in the form of discount or loading on the premium is allowed / charged.
• At extra premium medical benefit Extension and hospitalization cash covers are available.
• No cumulative bonus is available on individual basis.

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