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Commercial Insurance

Fidelity Guarantee Insurance

This Policy broadly covers pecuniary loss sustained as a result of act of fraud or dishonesty in respect of monies or goods of the employer committed by the employees in the course of performance of their duties.

This policy is suitable for employees occupying positions of trust such as cashier and storekeeper.

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Money Insurance

Money Insurance policy provides cover for loss of money in transit between the insured's premises and bank or post office,or other specified places occasioned by robbery, theft or any other fortuitous cause.

The policy also covers loss by burglary or housebreaking whilst money is retained at Insured's premises in safe(s) or strong room.

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Plate Glass Insurance

This Policy covers loss or damage to the plate glass occasioned by accidental breakage. The covers applies to plate glass, glass doors, windows and glass frontage of buildings.

The Policy can be extended to cover Frames and framework up to a specific limit but only as a consequence of breakage of insured glass.

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Art Insurance

This coverage is available to all private individuals or entities collecting and maintaining an art collection on a non commercial basis. This would also include business houses maintaining their private art collections.

As a commercial gallery owner or private dealer, you want to make sure that proper coverage is in place for your consigned items or those owned by you or the gallery. It is also important that the proper amount of coverage is in place for items that are in transit or when they are on view with your client or at an art fair, framer, conservator or any other unnamed location. And in case of loss, you want to make sure that the valuation clause is appropriate and that the claim will be paid fairly and expeditiously.

Accidental loss or damage to the insured art piece(s), including when the art is in transit

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Jewellers Block Insurance

This is a package policy specially designed for jewellers & diamontaires i.e. those establishments dealing solely in diamonds.

Jewellers premises are categorized into Class I, II or III depending upon the type of security provided for the premises.

Discount in premium is available in case the premises have special protection devices like built-in vaults, strong rooms, closed circuit T.V. or armed guards.

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